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Advances in Information Communication Technology and Computing

Proceedings of AICTC 2021

The book is a collection of best selected research papers presented at the International Conference on Advances in Information Communication Technology and Computing (AICTC 2021), held in Government Engineering College Bikaner, Bikaner, India, during 20–21 December 2021. The book covers ICT-based approaches in the areas of ICT for energy efficiency, life cycle assessment of ICT, green IT, green information systems, environmental informatics, energy informatics, sustainable HCI or Artificial intelli computational sustainability.

The book is a collection of best selected research papers presented at the International Conference on Advances in Information Communication Technology and Computing (AICTC 2021), held in Government Engineering College Bikaner, Bikaner, ...

Financial Technology (FinTech), Entrepreneurship, and Business Development

Proceedings of The International Conference on Business and Technology (ICBT 2021)

This book constitutes the refereed proceedings of the International Conference on Business and Technology (ICBT2021) organized by EuroMid Academy of Business & Technology (EMABT), held in Istanbul, between 06–07 November 2021. In response to the call for papers for ICBT2021, 485 papers were submitted for presentation and ‎inclusion in the proceedings of the conference. After a careful blind refereeing process, 292 papers ‎were selected for inclusion in the conference proceedings from forty countries. Each of these ‎chapters was evaluated through an editorial board, and each chapter was passed through a double-blind peer-review process.‎ The book highlights a range of topics in the fields of technology, ‎entrepreneurship, business administration, ‎accounting, and economics that can contribute to business ‎development in countries, such as ‎learning machines, artificial intelligence, big data, ‎deep ‎‎learning, game-based learning, management ‎information system, ‎accounting information ‎system, knowledge management, entrepreneurship, and ‎social enterprise, corporate social responsibility and sustainability, business policy and strategic ‎management, international management and organizations, organizational behavior and HRM, ‎operations management and logistics research, controversial issues in management and organizations, ‎turnaround, corporate entrepreneurship, innovation, legal issues, business ethics, and firm ‎governance, managerial accounting and firm financial affairs, non-traditional research, and creative ‎methodologies. These proceedings are reflecting quality research contributing theoretical and practical implications, for those who are wise to apply the technology within any business sector. It is our hope that the contribution of this book proceedings will be of the academic level which even decision-makers in the various economic and executive-level will get to appreciate.

Ethics Governance 3(2), 34–54 (2020) Anshori, A.G.: Gadai syariah di Indonesia konsep implementasi dan institusionalisasi. Gadjah Mada University Press, Yogyakarta (2006) Ashraf, A., Hassan, M.K.: An integrated islamic poverty ...

Enhancing Financial Inclusion through Islamic Finance, Volume I

This book, the first of two volumes, highlights the concept of financial inclusion from the Islamic perspective. An important element of the Sustainable Development Goals (SDGs), financial inclusion has been given significant prominence in reform and development agendas proposed by the United Nations and G-20. The significance of Islamic financial inclusion goes beyond improved access to finance to encompass enhanced access to savings and risk mitigation products, as well as social inclusion that allows individuals and companies to engage more actively in the real economy. It represents one of the important drivers of economic growth. Gender disparity exists within financial access and its extent varies widely across world economies. South Asia, the Middle East and North Africa have the largest gender gaps, with women in these regions being forty per cent less likely than men to have a formal account at a financial institution. Analysing how Islamic financial inclusion can empower individuals, this volume explores the contribution of Islamic microfinance in achieving SDGs and solving income and wealth inequality. Comprising a combination of empirical evidence, theory and modelling, this edited collection illustrates how to improve access to finance, making it essential reading for those researching both Islamic finance and development finance.

Retrieved from http://www.ojk.go.id/id/kanal/perbankan/data-dan-statistik/statistik-perbankan-indonesia/Documents/Pages/Statistik-PerbankanIndonesia-November-2015/SPI%20November%202015.pdf Otoritas Jasa Keuangan Syariah. (2015).

FinTech in Islamic Financial Institutions

Scope, Challenges, and Implications in Islamic Finance

This book explores several challenges facing FinTech in Islamic financial institutions. Firstly, large banks and financial institutions in countries with updated and innovative technological channels will earn the technology arbitrage from FinTech. This ‘size’ puzzle may create a challenge for Islamic financial institutions that are of smaller size and from technologically less-developed countries. Secondly, while access to FinTech is getting broader day by day, usage of FinTech is still limited due to personal and governance-related limitations. Moreover, the level of awareness of the emerging FinTech services (i.e., bitcoin, blockchain, etc.) remains extremely poor even among the residents of technologically-advanced countries. Thirdly, use of FinTech by Islamic financial institutions is limited to Islamic banking, to users from developed countries, among young customers, and for a limited number of traditional banking services such as the deposits and payment services. Also, banks hope to use FinTech to increase the size of a new breed of technology-savvy depositors and loan customers to achieve economies of scale, which may help stabilize the banking sector. Automation in Islamic banks and the participation of Islamic financial institutions in blockchain and bitcoin domains require extensive research from Shariah-compliance as well as market and consumer-related grounds. With all the opportunities and challenges of FinTech—promoting inclusion, easier loan monitoring, and risk of Shariah non-compliance—this book explores the implications for Islamic financial institutions and will be of interest to scholars, researchers, and students of Islamic finance and financial technology.

The existence of Sharia supervisory board in Sharia Fintech: Legal basis and problematic in Indonesia. Syariah: Jurnal Hukum Dan ... Journal of Open Innovation: Technology, Market, and Complexity, 7, 136. Rabbani, Mustafa Raza, Khan, ...

Critical Issues in Teaching English and Language Education

International Research Perspectives

This edited book brings together a collection of research-based chapters that address a variety of topics related to the teaching of English in different contexts around the world. The chapters are informed by a critical approach to research, employing a variety of research methods to question and problematize taken-for-granted definitions and practices in areas such as classroom pedagogy, testing, curriculum, language policy, the position of English as a medium of instruction, educational management, teacher education, materials and evaluation. This book addresses a major gap in theoretical and research literature in the area of teaching English, and it will be of interest to trainee and practising teachers, research students and scholars of EFL and TESOL, and researchers in applied linguistics.

This edited book brings together a collection of research-based chapters that address a variety of topics related to the teaching of English in different contexts around the world.

English for Specific Purposes Instruction and Research

Current Practices, Challenges and Innovations

This edited book focuses on current practices, challenges and innovations in the emerging field of English for Specific Purposes (ESP). By combining diverse, empirically-proven and innovative ESP practices from all over the world with inspiring theoretical input and reflections from experienced practitioners, the authors in this volume examine both best-practice examples and ESP programmes which by various metrics are deemed to have failed. This book will be of interest to practitioners, teacher educators and researchers working in the field of ESP, as well as readers interested in language education and curriculum development more broadly.

This edited book focuses on current practices, challenges and innovations in the emerging field of English for Specific Purposes (ESP).

English Language Teaching in Pakistan

This book presents empirical research on teaching, learning and assessment, and teacher development practices in Pakistan. Despite extensive academic research conducted in Pakistan over the last decade, there is a dearth of internationally published literature on English language teaching in the country. This book covers current research priorities and initiatives concerning English language teaching, learning and assessment, empirical developments, and major professional development initiatives, both in Pakistan and involving the work of Pakistani scholars based in abroad. It highlights the impacts that development efforts are having in the ELT world in Pakistan. The respective chapters cover a diverse range of topics, including: continuous professional development (CPD), identity construction, English language policy, curriculum development, and innovative ELT approaches and methodologies used in Pakistan. This volume provides valuable insights for TESOL and applied linguistics scholars and practitioners working in the field of ELT, both in Pakistan and elsewhere in the globalized world.

This book presents empirical research on teaching, learning and assessment, and teacher development practices in Pakistan.