Untuk itu kita harus bergegas melakukan pembenahan- pembenahan, dan
mengutamakan berpikir dan bertindak cerdas dan strategis, tidak terkecoh pada
pikiran yang remeh dan tindakan yang kurang bermakna. Melaksanakan
Dakwah Kultural sungguh merupakan tindakan cerdas dan strategis, sekaligus
mencerahkan kehidupan. Oleh karena itu, persyarikatan telah berupaya keras
untuk menghasilkan rumusan Dakwah Kultural lewat Sidang Tanwir di Denpasar
dan Makasar ...
This paper aims at developing a better understanding of Islamic banking (IB) and providing policy recommendations to enhance the supervision of Islamic banks (IBs). It points out and discusses similarities and differences of IBs with conventional banks (CBs) and reviews whether the IBs are more stable than CBs. Given the risks faced by IBs, the paper concludes that they need a legal, corporate and regulatory framework as much as CB does. The paper also argues that it is important to ensure operational independence of the supervisory agency, which has to be supported by adequate resources, a sound legal framework, a well designed governance structure, and robust accountability practices.
An orderly resolution of a distressed conventional bank (with an Islamic window)
may not satisfy financial stability objectives and Shariah principles. Monitoring
the impact of using an Islamic monetary instrument (e.g., Sukuk) could be difficult.
